How To Buy An Engagement Ring
An engagement ring is a big investment, but most probably you will be buying only one in your lifetime. Most of you lack the experience, but still would like to make a wise purchase. Here are a few rules to find the perfect engagement ring.
Budget Before you start searching for engagement ring first figure out how much you can afford to spend. The standard rule is two months salary - but it is only the rule- it's a decent place to start, however, you should set your personal budget. Regardless of the amount you budget, your most important considerations should be quality and value.
Plan Ahead
You may not be able to just walk out of jewellery store with a ring. Depending what you will be buying it could take a couple weeks for jeweler to set the stone, do any engraving, or even custom design your ring. So if you want to propose on a certain date, make sure you start working on the ring early.
Gold or Modern or traditional? Flashy or understated?
Platinum? It's easier if you do some homework beforehand. Look at the jewellery your sweetheart wears on a daily basis - if it is silver - look for platinum or white gold ring, if it's a heavy gold pieces - then go in that direction. There is also a variety of engagement settings. If your sweetheart is an active person, make the ring moresolid.
Diamonds It would help if you know what shape your sweetheart wants. Stones come in different shapes - classic shape is a round, but it can be pear, marqui, oval, princess-cut, etc.
Learn about the Cash4Gold buyer and who knows you can sell used gold jewelry online and have some cash to upgrade your old wedding band to one with higher value.
Colour
Diamond can divide light into a spectrum of colors and reflect this light as colourfull flashes called fire. Colour in a diamond will act as a filter, and will diminish the spectrum of color emited. The less color in diamond, the more colorful the fire, andthe better color grade. There is exception of "fancy colored diamonds" - the more fancy is much more expensive, egz: blue, pink, yellow or black diamonds. Colour are graded from D to Z. The best are with grade D-F, and good value G-I.
Cut
It does not mean the shape of the diamond. It means the way the diamond was faceted to allow light to reflect from it. In a well cut diamond, light enters the diamond and reflect straight back to the viewer's eye. Some cutters will sacrifice cut to create the largest possible diamond, making it too shallow or too deep what is causing light to "leak" out the sides and bottom of the diamond. It can be sometimes very difficult for a layperson to evaluate, but you can get those details on your diamond certificate.
The cut is graded: Ideal, Premium, Very Good, Good, Fair and Poor. Generally you should look for an Ideal to Very Good diamond, but if you budget-conscious you may opt for Good.
Clarity
Diamonds frequently have inclusions, small flaws, air bubbles, scratches or other minerals inside. The less inclusions a diamond has, the more valuable and more beautiful it is. The scale for grading diamond's clarity is:
* F - Flawless - no internal or external inclusions. Very rare and beautiful diamonds,* IF - Internally Flawless - no internal, slight external inclusions, excellent quality,* VVS1-VVS2 - Very Very Slightly Included - minute inclusions that are very difficult to detect under 10x magnification, even by an experienced grader.* VS1-VS2 - Very Slightly Included - minute inclusions that are invisible to the naked eye and seen only with difficulty under 10x magnification. * SI1-SI2 - Slightly Included - invisible to the naked eye, yet easily seen by an experienced grader under 10x magnification, a good diamond value, * I1-I3 - Included - inclusions are visible to the naked eye and affect brilliance.
Carat Weight
This refers to the size of the stone. While some value carat above all, others prefer a small ring regardless of budget. Please remember that bigger diamonds are more rare than small ones, and a price of 2ct diamond is always worth more than two 1ctdiamonds of the same quality.
Money Look for a diamond with high color and cut, but with slightly lower clarity. Most flaws Saving or inclusions can be barely seen even with a loupe. If you have to stretch the budget Tips ask for a stone with more surface area - it won't sparkle as much but it will look bigger. Ask for stones that are slightly less than the next carat ( 0.9 instead of 1ctor 1.9 instead of 2ct) - this little difference can add up to big savings. Instead of a diamond solitaire ring, consider a less expensive center gemstones, such as sapphire, emerald, tourmaline, blue topaz flanked by small diamonds. Choose white gold instead of platinum.
But first of all buy one, that symbolize your love, and that you'll want to wear forthe rest of your lives….
For all your jewellery requirements, you can contact:
Thanks to Margot for the article